Permanent Cease And Desist Order Against Myrtie Rose Benefit Program Inc.

REGARDING the Insurance Act, R.S.O. 1990,
Chapter I.8, as amended, in particular section 441

AND REGARDING a Cease and Desist Order
Against Myrtie Rose Benefit Program Inc.
(“Myrtie Rose”), Joy Morris, Ian Anthony
Morris, Fisola Robinson and Tinuola Shaw


NOTICE OF PERMANENT CEASE AND DESIST ORDER

Subsection 441(2)of the Insurance Act, (the “Act”), provides that where the Superintendent is of the opinion that a person has committed or is committing any act, or has pursued or is
pursuing any course of conduct, that is an unfair or deceptive act or practice, or might reasonably be expected to result in a state of affairs that would constitute an unfair or deceptive act or practice, the Superintendent may give notice in writing of his intention to order any person to cease or refrain from doing any act or pursuing any course of conduct identified by the Superintendent or to perform such acts that, in the opinion of the Superintendent, are necessary to remedy the situation. Within 15 days of receiving the notice, a person may request in writing that the Financial Services Tribunal hold a hearing before the Superintendent takes any action described in the notice.

Subsection 441(4) of the Act provides that if the Superintendent is of the opinion that the interests of the public may be adversely affected by any delay in the issuance of the order, the Superintendent may, without prior notice, make an interim order which takes effect immediately and which shall become permanent on the 15th day after its making unless within that time a hearing is requested.

On December 23, 2004, the Superintendent issued a notice under subsection 441(2) and an Interim Order under subsection 441(4) of the Act. There has been no request for a hearing and in accordance with subsection 441(4) of the Act, the Interim Order became permanent on January 7, 2005.


The Superintendent confirms that the Interim Order dated December23, 2004 (attached) is a Permanent Order as of January 7, 2005.

DATED at the City of Toronto on the 4th day of February, 2005.


___________________
Bryan P. Davies
Superintendent of Financial Services


TO:

Myrtie Rose Benefit Program Inc.
75 First Street, Suite 229
Orangeville ON L9W 5B6

AND TO:

Joy Morris
Ian Anthony Morris
Fisola Robinson
Tinuola Shaw